Are there any programs to reduce payments for the unemployed?

 With so many homeowners out of work, Making Home Affordable developed some programs that provide relief to unemployed homeowners so they have more affordable sustainable mortgage payments.  The programs also provide government funding to reduce principal and eliminate second liens.  The programs for the unemployed include:

• Home Affordable Unemployment Program (UP)
• Housing Financial Agency Innovation Fund for the Hardest Hit Housing Markets (HHF)